Apple card is a high-quality credit card from a trusted brand. It doesn't have fees, integrates with Apple Pay easily and offers interesting features that make the Apple card an excellent choice.
The Apple Card Advantage
It has no fees which is unusual in the world of credit card cards. It instead offers cashback rewards on a daily basis and shows you where your money went in color-coded categories that make it easy to understand and navigate.
Apple also places emphasis on education. So you can make informed decisions about which credit cards are best for you, and you have the knowledge to do so before you apply. You can keep track of the interest and payments on your credit cards so that you know how much it costs.
It can give you an idea of how long it would take to pay down your balance and how many interest you will owe over the course of time. This can help decide if you are saving any money or if paying down debt faster is better.
Apple also offers real-time text support for any concerns or questions you may have regarding your account. This is a service that not all card issuers provide, and it can be very useful if you are experiencing problems with your card.
Its App For Apple Pay is a great tool to manage and control your card. It syncs your transactions and allows for you to review your account, pay your bill, and track any missing payments.
Apple's machine intelligence algorithm helps you to understand how money is being spent. It identifies where your spending is trending and offers a list of opportunities for improvement, so you can see what areas need work.
This is a nice feature that could save you money and prevent you from overspending. This feature makes it easier for you to spot spending trends and helps you make better financial decisions.
Apple Card is only available to consumers who have fair to excellent credit (FICO score of 600 and higher). You should check your credit score before you apply for an Apple card again if you are denied. This can be done with a credit report free of charge from a third source.
You have other options, which may offer better rewards or the same benefits. Citi Premier and Amex Gold cards provide transferable points that can then be used for airline tickets or hotels. They also offer more competitive rewards rates and multipliers on their categories, which will increase the value of your points.
Apple Vacations Ratings
The Apple card doesn't offer travel miles or points, which is a drawback for those who travel frequently. There are many other cards that offer this, like the Chase Freedom, Sapphire Preferred and Chase Freedom, which offer transferable point and higher multipliers on most purchases.