Chase Bank, one of the most important financial institutions in America, offers a wide range of products and services. They offer financial services for individuals, families, and small businesses.
JPMorgan owns them. It is one of the largest banks in the country. They offer excellent mobile apps and competitive rates. They also have plenty of branches nationwide, which makes them a good choice for consumers who want easy access to their accounts.
If you're looking for an interest-bearing account, you may want to consider the Chase Total Checking account, which offers no service fees with a minimum balance of $1500. You will be charged $12 each month if your minimum balance is not $550. To avoid paying this fee, maintain a minimum of $50 daily in your account by the end of each business day. You can avoid the fee by transferring funds from another bank, savings account or to your Chase Total Checking.
The Chase Mobile App makes it easy to access your account, make payments and get information. It allows you to make recurring payments, set-up direct deposits, and use any Chase ATM with your debit card. It also features a feedback button, so you can share your experience with others.
Chase also has its own website. While it is not as user-friendly as the competition, it does offer some basic information on the different products. For example, the website lists the different types of savings and checking accounts, as well as the APYs, and how much interest you can earn.
The Chase Mobile App's most striking feature is its digital banking capabilities. You can access your account using any smartphone or tablet. Also, you can make and accept payments with your card.
Chase's online portal is relatively easy to navigate, and is a good start for new customers. However, there are no free out-of-network ATMs, and it is possible to pay more than your monthly allowance through other local services.
Chase has been involved in a number of consumer-related scandals. The company is known for its strong reputation in private client services. They are also regulated under the Financial Services Compensation Scheme. This provides protection for deposits up to PS85,000 from customers, although these are unlikely be covered by FSCS.
Chase offers a variety of unique features, even though they are not the best bank. You can earn cash-back rewards by using your Chase credit card. This is particularly useful for those who frequently travel abroad. Chase Mobile App is also a useful tool to make payments and deposit checks via your phone or tablet.
Chase's customer services are surprisingly good. Although they don’t have the best customer service reviews, they will listen and respond to you. The representative assigned to you will also be prompt in addressing small issues.