Chase Bank, one of the most important financial institutions in America, offers a wide range of products and services. They offer checking, savings credit cards, loans, investment and other financial solutions to individuals, families, businesses and their clients.
JPMorgan is the owner of them, making it one of the most important banks in the globe. They offer competitive rates and a great mobile app. They have numerous branches throughout the country, which makes them a great choice for those who need to access their accounts easily.
Chase Total Checking accounts offer interest-bearing accounts with no service fees and a minimum balance $1500. If you do not maintain a minimum of $550, you will be charged $12 per month. To avoid this fee, your daily balance must be at least $50 before the end the business day. Transfers from savings accounts or banks to Chase Total Checking accounts can help you avoid this fee.
The Chase Mobile App allows you to access your account and make payment. You can set up direct deposits, recurring payments and use your Chase debit card at any Chase ATM. It has a feedback button that allows you to share your experience.
Chase also offers a website. Although not as user friendly as the competitors', the website does provide some basic information about the various products. You can find information on the various types of checking and savings accounts. It also lists the APYs and how you can earn interest.
One of the best features of Chase Mobile App is that it's a fully digital bank solution. You can access your account using any smartphone or tablet. Also, you can make and accept payments with your card.
Chase's online portal for customers is simple to use, and a good starting point. There are no out of-network ATMs that you can use and it is possible for you to pay more through local services.
Chase has been involved in a number of consumer-related scandals. However, Chase has a solid reputation for providing private client services. They are also regulated under the Financial Services Compensation Scheme. This provides protection for deposits up to PS85,000 from customers, although these are unlikely be covered by FSCS.
Chase offers a variety of unique features, even though they are not the best bank. They offer cash-back rewards that can be used to pay your credit card bill. This is especially useful if you regularly travel abroad. Also, the Chase mobile app is a handy tool for making payments and depositing checks from your phone or tablet.
Chase's customer service is surprisingly decent. Although they don't have great customer reviews, Chase's customer service is excellent. They are willing to listen and address your concerns. And the representative you are assigned will quickly resolve any small issues.